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Tuesday, December 14, 2010
Amazing Things About Everything The First
Amazing Things About Everything The First - For more amazing video clips, click here
Skills in: dancing, magic, parkour,roller bladers, biliards trick shots, hands, heads, football, pen tricks, eyes and more...
Music: DJ Tiesto - He´s a Pirate
Second One Already Available: "Amazing things about everything 2"
Music: DJ Tiesto - He´s a Pirate
Second One Already Available: "Amazing things about everything 2"
- Categories:
Amazing Six-Year-Old Singer
Amazing Six-Year-Old Singer - The most popular videos are here
She's not only adorable - but dead on! Watch this amazing 6 year old sing Somewhere Over the Rainbow PERFECTLY on Britain's Got Talent. Even Simon was impressed! WOW
She's not only adorable - but dead on! Watch this amazing 6 year old sing Somewhere Over the Rainbow PERFECTLY on Britain's Got Talent. Even Simon was impressed! WOW
LASIK Eye Surgery. LASER Surgery. Amazing!!!!
LASIK Eye Surgery. LASER Surgery. Amazing!!!!. Watch more top selected videos about: 1234, Dota
This is medical testimonial of my eyes surgery ocurred on 1999. I'm very happy with surgery because I used glasses for almost 25 years.Please contact your doctor before intend to do the surgery and contact professional doctors. You can read further information:http://www.fda.gov/cdrh/lasik/www.allaboutvision.com/visionsurge
This is medical testimonial of my eyes surgery ocurred on 1999. I'm very happy with surgery because I used glasses for almost 25 years.Please contact your doctor before intend to do the surgery and contact professional doctors. You can read further information:http://www.fda.gov/cdrh/lasik/www.allaboutvision.com/visionsurge
Trading Using Multiple Time Frames
Why do we need to Trade Using Multiple Timeframes?
To improve the efficiency of our trading strategy. We see the major Trend using a higher time frame than what we intend to use & a lower Time frame to enter a trade.
Say we want to trade using the Daily Charts. We take the Weekly charts to see the major trend. Suppose it's an uptrend in a Weekly chart. We will tend to trade only long positions. We will use entries in the daily charts to enter long positions only. When sell signals are generated we will just exit our long positions. I.e. we don't short sell.
Suppose it's a downtrend in a Weekly chart. We will tend to trade only short positions. We will use a entries in the daily charts to enter short positions only. When buy signals are generated we will just exit our short positions. I.e. we don't enter long positions.
Now that we are using two timeframes. Now coming to timing the entry of trades or adding additional positions. (Pyramiding) We can further use a Hourly chart to time our entries. Supposethe weekly & daily charts are in a uptrend. We will enter a long position or an additional long position when a hourly chart gives us a buy signal. Supposethe weekly & daily charts are in a downtrend. We will enter a short position or an additional short position when a hourly chart gives us a sell signal. This timeframe would not be used to exit the trades. It's solely to improve the timing for entry. For exits we would use the signals generated in the daily charts.<
Using multiple time frames to trade
We take three charts of the same security. First is the weekly chart. Next chart is the daily chart. Third chart is the hourly chart.
We will now use the daily chart to trade. We check the weekly chart for the weekly trend. Lest assume the weekly trend is up. So based on this information we will just trade long positions in the daily chart.
We look for a buy opportunity in the daily chart or we can see the hourly chart to enter a long position.
Now for entering additional positions we use buy opportunities in the hourly chart. We would exit based on the daily chart only, because we were trading based on the daily chart.
Similarly we can trade short where weekly charts are in a downtrend and daily chart generates sell opportunity. Additional positions are entered whenever sell opportunities are generated on the hourly charts.
For Day trading we can use the Hourly, 15 Min and 5 Min charts here we trade the 15 Minchart. Or we can use 15 Min, 5 Mins and 3 Mins charts here we trade the 5 Mins chart.
Good Luck and Happy Trading.
in Stock Market
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To improve the efficiency of our trading strategy. We see the major Trend using a higher time frame than what we intend to use & a lower Time frame to enter a trade.
Say we want to trade using the Daily Charts. We take the Weekly charts to see the major trend. Suppose it's an uptrend in a Weekly chart. We will tend to trade only long positions. We will use entries in the daily charts to enter long positions only. When sell signals are generated we will just exit our long positions. I.e. we don't short sell.
Suppose it's a downtrend in a Weekly chart. We will tend to trade only short positions. We will use a entries in the daily charts to enter short positions only. When buy signals are generated we will just exit our short positions. I.e. we don't enter long positions.
Now that we are using two timeframes. Now coming to timing the entry of trades or adding additional positions. (Pyramiding) We can further use a Hourly chart to time our entries. Supposethe weekly & daily charts are in a uptrend. We will enter a long position or an additional long position when a hourly chart gives us a buy signal. Supposethe weekly & daily charts are in a downtrend. We will enter a short position or an additional short position when a hourly chart gives us a sell signal. This timeframe would not be used to exit the trades. It's solely to improve the timing for entry. For exits we would use the signals generated in the daily charts.<
Using multiple time frames to trade
We take three charts of the same security. First is the weekly chart. Next chart is the daily chart. Third chart is the hourly chart.
We will now use the daily chart to trade. We check the weekly chart for the weekly trend. Lest assume the weekly trend is up. So based on this information we will just trade long positions in the daily chart.
We look for a buy opportunity in the daily chart or we can see the hourly chart to enter a long position.
Now for entering additional positions we use buy opportunities in the hourly chart. We would exit based on the daily chart only, because we were trading based on the daily chart.
Similarly we can trade short where weekly charts are in a downtrend and daily chart generates sell opportunity. Additional positions are entered whenever sell opportunities are generated on the hourly charts.
For Day trading we can use the Hourly, 15 Min and 5 Min charts here we trade the 15 Minchart. Or we can use 15 Min, 5 Mins and 3 Mins charts here we trade the 5 Mins chart.
Good Luck and Happy Trading.
in Stock Market
Whole Life Insurance Or Term Life Insurance: Which Is Right For You?
Knowing what kind of life insurance to get can be scary and threatening to the average person. Understanding the basic kinds of insurance products available out there can reduce some of that anxiety. How can you tell whether you should go with term life insurance or whole life insurance?
Term life insurance generally has the lower monthly premiums of the two. You can get higher coverage for a lower monthly payment. This kind of insurance is valid only for a certain period or term, hence the name. You purchase term life insurance to cover you until the kids grow up or until retirement or for another specified time range. If you don't make any claims against the policy, you won't receive any benefits from this type of insurance during the life of the policy. Other types of insurance are like that, examples include home insurance and auto insurance.
Whole life insurance on the other hand is viewed as a type of investment. A portion of the money you pay each month is invested into an interest bearing account or investment vehicle thereby increasing in value over the life of the individual who purchases this type of insurance. If you were to cancel a whole life insurance policy, the insurance company would return to you the value of the investment that has accrued since you began the policy minus any fees. Given enough time, the interest on this kind of policy can even grow large enough to cover the monthly premium that is due thereby potentially giving you insurance without a monthly cost.<
How can you tell which type of life insurance is right for you? Know some of the basic advantages of each before deciding. Term life insurance generally results in lower monthly premiums with higher overall coverage. With the money you save on this type of life insurance versus whole life insurance, most people can still invest in other things like mutual funds, real estate or the stock market and get as good or better rate of return than the investment in a whole life policy. Many people will buy whole life insurance for specific tax or estate planning purposes.
While knowing these differences helps, I would suggest you find yourself an insurance agent you feel comfortable with and discuss which insurance plan is right for you. There is no substitute for a good adviser when navigating potentially complicated and difficult waters like life insurance.
in Insurance
Credit Card Common Mistakes - The Top Ten
In no particular order, the following are viewed as being the top 10 common credit card mistakes:
1. Applying for a card and limit you cannot afford to repay
Most people have bad debt management skills and are swept away with the fact that they have 'x' amount of pounds as their limit. They rarely consider paying the card and have "maxed" the card out in a few months. They then spend years trying to repay the card!
2. Applying for too many cards
Not content with having one credit card that has reached its limit, most of us jump at the chance to apply for a new card as soon as it is offered to us. Then, having learnt nothing from our previous experience, we rush and buy all the things we couldn't because we had to save money to repay the first card. Suddenly we have twice the trouble!
3. Using the cash advance function
At least with purchases made for goods and services we should get around 50 days interest free credit, but with a cash advance we start to pay interest from Day 1. Using your credit card to cover your day-to-day cash needs is a very costly mistake!
4. Only paying the minimum repayment
Credit card companies love us and it has to be their favorite of the common credit card mistakes, but with credit card interest rates as high as they are, if you are only making the minimum monthly repayment then you should know it'll take you years to repay the debt and you'll have repaid the debt many times over in interest payments!
5. Maxing out the card
Another common mistake and one that half the country is at fault of is maxing the card out. If you have maxed your credit card out it's a sure sign that you are living beyond your means, so what hope have you got of repaying the debt without a radical overhaul of your debt management skills!
6. Late payments
Late payments subject you to extortionate interest rates and set fees, very profitable for the credit card company and a very unfortunate mistake for you to be making!
7. Not checking your statement
A common error when we start to feel the pressure of a debt burden is to start to ignore the fact that the debt exists in the first place. If this happens, the chances are the fees and charges will start to accrue and the next thing you know you are not making the minimum repayments. Suddenly you are the subject of more fees and charges. And so the cycle goes on!
8. Adding a secondary user
Although some may not consider this a mistake, if you add a secondary user to your credit card account you've suddenly lost control over the spending on your card – no matter who the person is. Now bills can rack up on your account without your normal controlling self, as they are being transacted by a third party (who you authorise). A credit card company's dream.
9. Using your card overseas
For every overseas purchase you make you could be subject to fee and a lousy exchange rate. So, even if you are the perfect credit card customer and pay your bill in full and on time, suddenly the card issuer is making money out of you!
10. Not reading the credit card agreement
In your haste to get a credit card you have not read the terms and conditions of the agreement and so you are not aware that if you act in a certain way or do something you should not, then you are likely to be paying for it. But the real reason why this is on of the common credit card mistakes that issuers love to see is because if you don't read the agreement carefully they can charge you for additionals you may have been able to opt out of – such as credit card insurance (a big earner for card issuers!).
in Credit
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1. Applying for a card and limit you cannot afford to repay
Most people have bad debt management skills and are swept away with the fact that they have 'x' amount of pounds as their limit. They rarely consider paying the card and have "maxed" the card out in a few months. They then spend years trying to repay the card!
2. Applying for too many cards
Not content with having one credit card that has reached its limit, most of us jump at the chance to apply for a new card as soon as it is offered to us. Then, having learnt nothing from our previous experience, we rush and buy all the things we couldn't because we had to save money to repay the first card. Suddenly we have twice the trouble!
3. Using the cash advance function
At least with purchases made for goods and services we should get around 50 days interest free credit, but with a cash advance we start to pay interest from Day 1. Using your credit card to cover your day-to-day cash needs is a very costly mistake!
4. Only paying the minimum repayment
Credit card companies love us and it has to be their favorite of the common credit card mistakes, but with credit card interest rates as high as they are, if you are only making the minimum monthly repayment then you should know it'll take you years to repay the debt and you'll have repaid the debt many times over in interest payments!
5. Maxing out the card
Another common mistake and one that half the country is at fault of is maxing the card out. If you have maxed your credit card out it's a sure sign that you are living beyond your means, so what hope have you got of repaying the debt without a radical overhaul of your debt management skills!
6. Late payments
Late payments subject you to extortionate interest rates and set fees, very profitable for the credit card company and a very unfortunate mistake for you to be making!
7. Not checking your statement
A common error when we start to feel the pressure of a debt burden is to start to ignore the fact that the debt exists in the first place. If this happens, the chances are the fees and charges will start to accrue and the next thing you know you are not making the minimum repayments. Suddenly you are the subject of more fees and charges. And so the cycle goes on!
8. Adding a secondary user
Although some may not consider this a mistake, if you add a secondary user to your credit card account you've suddenly lost control over the spending on your card – no matter who the person is. Now bills can rack up on your account without your normal controlling self, as they are being transacted by a third party (who you authorise). A credit card company's dream.
9. Using your card overseas
For every overseas purchase you make you could be subject to fee and a lousy exchange rate. So, even if you are the perfect credit card customer and pay your bill in full and on time, suddenly the card issuer is making money out of you!
10. Not reading the credit card agreement
In your haste to get a credit card you have not read the terms and conditions of the agreement and so you are not aware that if you act in a certain way or do something you should not, then you are likely to be paying for it. But the real reason why this is on of the common credit card mistakes that issuers love to see is because if you don't read the agreement carefully they can charge you for additionals you may have been able to opt out of – such as credit card insurance (a big earner for card issuers!).
in Credit
Gemstones Are All About Tales And Colors
Gemstones carry many popular stories and beliefs regarding their colorful displays. Each such class of stones may have a distinct crystalline and optical identity to speak of, which shall provide a unique identity to the gemstone jewelry produced from them. As per many popular stories, they are believed to influence the human mind in different ways when adorned as gemstone rings and other ornaments. These stories do have some scientific reasoning as well to rely on, as the human mind is known to react depending on the kind of optical and colorful displays it was exposed to. We are going to examine some of these tale telling facts about gemstones and their influences in the everyday life through the following paragraphs.
We often wear gemstone rings studded with Sapphires or Rubies on different occasions. These stones are basically mineral forms of corundum, an aluminum oxide (Al2O3). The mineral is called Ruby or Sapphire depending on the kind of light it was able to reflect back. A red mineral corundum is always called a Ruby while the rest other shades are classified either as Sapphires or Padparadschais. Gemstone rings should be worn according to one's zodiac sign, one popular belief says, and Sapphires work out best for those individuals who had an Aquarius sign. In the same way, Ruby is known to calm down aggressive individuals of a particular lineage of stars. Similarly, Opal and Topaz, two more precious stones that manufacturers often try making use of while assembling gemstone jewelry, are known to make individuals of certain stars successful.
Some southwest Indian tribes are widely seen wearing Turquoise to promote healing and good luck and to perform religious ceremonies. Hematite, another metallic gray colored stone, is adorned in the same region as a way to energize one's bloodstreams, while the brownish red Jasper is believed to nullify one's negativity. Jasper also gets known for healing up kidney, bladder, spleen and liver ailments and thus plays out the role of a medic. A dark green colored stone named Malachite, is supposed to help in garnering mental insightfulness and arousing the levels of loyalty and fidelity from those around. Another stone named as Adventurine and found in light greens, is often thought to aid people in getting rid of anxiety and garnering a tranquil life in exchange.
Purple colored stones Amethysts are known to help out people in getting rid of their addictive habits and in garnering mental peace. Similarly, Rhodonite is thought to raise up the levels of positive thoughts in one's life and help out them have emotional soundness. These and many other notions regarding precious stones dictate how people would normally buy gemstone jewelry across the globe. Not only the charm of adorning oneself with lustrous jewels but also the thought of having positive effects is what makes people go in for the ornaments like gemstone rings, bracelets, necklaces etc.
Many websites may be seen offering a great deal of information regarding gemstone jewelry these days. These include stones produced in natural mines and scientifically synthesized both. One can log on at these sites to instantly order their selections of gemstone items at highly cut-throat rates any day.
in Jewelry
Accounts Payable Outsourcing: things you need to check out
Every individual running a business wants to be free of the burden of paying money which they owe to anyone as soon as possible. Accounts payable literally means the money which a business owes to sellers for products and services which have been bought from them on credit. If not paid in time accounts payable can pile up and spell trouble for any business. If you are finding it difficult to keep a track of the amount of your accounts payable, then get accounts payable outsourcing service from an outsourcing company. This is the perfect way to deal with this condition.
When you are running a business, keeping track and managing of things like accounts payable, can become very demanding and hectic. Nonetheless this is an important aspect of any business process and has to done and done in time. Accounts payable outsourcing services are offered by many companies which deal with finance and accounting outsourcing.
The best way for searching a firm providing accounts payable outsourcing services is through the internet. The internet is a storehouse of information, and all you will have to do go online and search for information. The numerous options which you will find in the internet can confuse you. Take some time out from your busy schedule and do a proper research about the companies offer accounts payable outsourcing to clients. I am sure you want the best services for your business. Get an in depth analysis of the services offered by the firm before you actually decide to take up services from the company.
Make sure to check the security arrangements the company has in place for its clients. See for yourself and find out if the security measures are adequate to protect customers personal identify and financial data. Online security in this internet age is vital and you must never compromise on this aspect. Make checks and cross checks about the security arrangements of the firm providing accounts payable outsourcing, before you actually outsource your work to the outsourcing company.
Accounts payable outsourcing has many advantages. One of the main advantages is that you can save huge amounts of revenue through the outsourcing work. Work is outsourced mostly to developing countries where there is abundance of manpower and labor is cheap. This automatically means that your accounts payable outsourcing work will be handled by trained professionals at a very cheap rate. The revenue which you will save in this manner is the profit for your business.
There are some outsourcing companies which offer free trails for prospective clients. You can check out such companies and get some of your work done under the free trail offer. See for yourself the type of work done, the amount of money charged and then decide if the company is capable of handling your accounts payable outsourcing work or not. If you are not satisfied with one company, there are plenty of others for you to choose from.
Accounts payable must always be handled properly and every account must be in place for you to make payments timely. Piling up accounts payable will only put you under a huge amount of strain. Accounts payable outsourcing is a simple way for you to keep all your accounts in good shape. Go ahead, rest easy and earn revenue for your business by accounts payable outsourcing.
in Leasing
Learning French The Easy Way!
Planning to learn a new language? Great idea! After English, French is the most popular language used all over the world. Not only is it popular, but French is also often used in high societies and romantic circles.
Learning a new language is always a new challenge. Helping you learn are many resources that you can use. This includes the Internet, books and coaching classes in your local area. Today many schools and colleges also have a French course which you can pickup.
If you are working for or if you are in an institution that does not offer the course, then learning it online is the best option. The Internet offers many great courses with audio samples, exercises and discussion forums. If you want to go at your own pace without stretching, then learning it from an online source is the best possible choice. Keying in the term "French for beginners" will yield many results that will help you master the language.
However, if you are on the move and cannot spend the time downloading course materials and visit the Internet regularly for exercises, then it is preferable that you go for a complete and engaging package that will guide and assist you while giving you the freedom of doing it yourself.
While looking around, I discovered that Get Into French offers a complete learning package including two PC CD-ROMs, book, audio CD and a dedicated web site. Designed for people on the go, the flexible approach puts you firmly in control of how, when and where you learn.
The main part of the course is in a CD. Here, you are put into a virtual French town where you can interact and learn the language while having fun. A recording feature allows you to compare your tone to that of native speakers.
In this unique approach, you will have complete freedom to choose a path and style of learning that fits your personal preferences and interests. You will encounter the language that you really need for travel and holidays and, from the very beginning, you will start to speak French and begin to understand when people reply. With clear feedback, you will be able to make progress quickly and enjoyably. A copy of this material can be purchased from Amazon.
Usually considered the language of poets and romance, earlier youths from England were sent on a French trip after their education. It was mandatory for all Englishmen working in the court to know French.
Now, in countries like India, French has become a very necessary language with English. This gives the students a global perspective and helps them understand international people and businesses. Truly, French has become the next international language after English.
French is an amazing language. Helping you interact more effectively, this language gives you an incite of a people who have enjoyed a rich culture and heritage. Learn their language, visit their country and you shall see the beauty of France, its people and the influence they had over Europe for 200 years.
in Language
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Learning a new language is always a new challenge. Helping you learn are many resources that you can use. This includes the Internet, books and coaching classes in your local area. Today many schools and colleges also have a French course which you can pickup.
If you are working for or if you are in an institution that does not offer the course, then learning it online is the best option. The Internet offers many great courses with audio samples, exercises and discussion forums. If you want to go at your own pace without stretching, then learning it from an online source is the best possible choice. Keying in the term "French for beginners" will yield many results that will help you master the language.
However, if you are on the move and cannot spend the time downloading course materials and visit the Internet regularly for exercises, then it is preferable that you go for a complete and engaging package that will guide and assist you while giving you the freedom of doing it yourself.
While looking around, I discovered that Get Into French offers a complete learning package including two PC CD-ROMs, book, audio CD and a dedicated web site. Designed for people on the go, the flexible approach puts you firmly in control of how, when and where you learn.
The main part of the course is in a CD. Here, you are put into a virtual French town where you can interact and learn the language while having fun. A recording feature allows you to compare your tone to that of native speakers.
In this unique approach, you will have complete freedom to choose a path and style of learning that fits your personal preferences and interests. You will encounter the language that you really need for travel and holidays and, from the very beginning, you will start to speak French and begin to understand when people reply. With clear feedback, you will be able to make progress quickly and enjoyably. A copy of this material can be purchased from Amazon.
Usually considered the language of poets and romance, earlier youths from England were sent on a French trip after their education. It was mandatory for all Englishmen working in the court to know French.
Now, in countries like India, French has become a very necessary language with English. This gives the students a global perspective and helps them understand international people and businesses. Truly, French has become the next international language after English.
French is an amazing language. Helping you interact more effectively, this language gives you an incite of a people who have enjoyed a rich culture and heritage. Learn their language, visit their country and you shall see the beauty of France, its people and the influence they had over Europe for 200 years.
in Language
Optimize Returns From Your Online Free Trial Campaigns. Use PhoneConfirm.
The Current State of Online Free Trials in the e-Business Scene
Every year, hundreds of e-business websites worldwide employ online free trial campaigns to promote their goods and services. These campaigns usually run for a limited trial period, often up to 90 days. During this trial period, these companies offer free goods and services, aiming to convert responders into paying customers at the end of the trial. Some service companies even offer a limited period free trial as an ongoing company policy.
Upon offering a free trial, each company wants to draw only genuine customers who complete an online form to register. These forms are simple, requesting only key information, such as name, address, telephone number, email address, and some personal preferences about products or services. Beyond that, most companies do very little to verify the user. The campaign goes as planned, and the company meets its free trial commitments.
Along with the genuine customers out there, the marketplace is full of people who are "on the prowl" waiting for these opportunities to make fast gains. These include e-newsletter signups, ROI calculators, signups for marketing material, drawings, and free service trials. And the competition is not far behind, always finding ways to dilute the impact of the campaign.
The Real Issue
Many online users routinely abuse free trial campaigns by creating multiple accounts and registering one-time signups multiple times. Or, competitors sign up under false identity to prevent even the best-managed companies from deriving full benefits from their trial campaign investments. This online deception results in financial loss due to poor online verification of a user's identity.
It is common knowledge that if this issue is left unresolved, - % of the intended reach is taken away by non-genuine customers and competitors, making campaigns less effective and even quite risky. This not only impacts the expected yield from each campaign, but also strains resources, adversely affecting the level of service to genuine customers. This e-business issue has been widely recognized, and website owners are looking for solutions to minimize the problem.
The PhoneConfirm Solution
PhoneConfirm.com provides an affordable solution that helps website owners derive full value from their trial campaign investments for all types of online e-businesses. Using PhoneConfirm's proven Automated Phone Confirmation Service, predators and competitors are discouraged from signing up for free trials of a product or service, greatly improving the quality of the marketing leads.
PhoneConfirm's solution is based on two important facts. First, any phone number is easily traceable. Next, while multiple email addresses can be quickly and freely obtained just in a few minutes (using various email services), it is much more complicated to obtain a new telephone number. For most people, it is not worth the trouble to confirm a phone number just for a free service usage. So, most potential fraudsters are immediately discouraged and drop the idea to commit the folly.<
How PhoneConfirm.com Works
The trial campaign subpages of a company's website links to their potential clients via the PhoneConfirm Service. From the information provided online by the customers, Phone Confirm verifies the user's phone number, generates a unique PIN number, and records it, drastically reducing the shipment of marketing material, free goods, or free trial services to junk users.
PhoneConfirm automatically dials the phone number at the same time that the end user is registering for a transaction. PhoneConfirm immediately calls the number to confirm that the phone number represents the person that is interacting with the website through PIN entry. Any discrepancy results in automatic blockage, and the transaction is reported to the website for further disposition. The result is a reduction in fraud, decreased unauthorized system accesses, and a significant cost savings compared to a traditional, manual telephone confirmation process.
The Benefits of Using PhoneConfirm.com
PhoneConfirm's fraud protection service adds an important layer to real-time identity confirmation, reducing fake users drastically. It enables secure account updates and protected changes (such as passwords), reduces labor and service costs for manual phone confirmation, and adds another confirmation record for the transaction.
PhoneConfirm.com is both easy to set up and use. They will even help customers set up service. PhoneConfirm's verification service helps websites derive the full benefits from their campaign investments. During on-line campaigns, websites can even use the PhoneConfirm logo on their forms to further discourage unfair use of free offerings.
PhoneConfirm Support Services
PhoneConfirm.com is a globally recognized brand name well known for its non-stop, innovative, and cost effective online phone verification services. PhoneConfirm is professionally managed and is fully committed to providing superior pre- and post-sale support services to its worldwide customer base through qualified and experienced marketing, engineering, and technical support teams. PhoneConfirm's policy is to provide its customers the highest possible quality through continued research and innovation in both products and support.
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Every year, hundreds of e-business websites worldwide employ online free trial campaigns to promote their goods and services. These campaigns usually run for a limited trial period, often up to 90 days. During this trial period, these companies offer free goods and services, aiming to convert responders into paying customers at the end of the trial. Some service companies even offer a limited period free trial as an ongoing company policy.
Upon offering a free trial, each company wants to draw only genuine customers who complete an online form to register. These forms are simple, requesting only key information, such as name, address, telephone number, email address, and some personal preferences about products or services. Beyond that, most companies do very little to verify the user. The campaign goes as planned, and the company meets its free trial commitments.
Along with the genuine customers out there, the marketplace is full of people who are "on the prowl" waiting for these opportunities to make fast gains. These include e-newsletter signups, ROI calculators, signups for marketing material, drawings, and free service trials. And the competition is not far behind, always finding ways to dilute the impact of the campaign.
The Real Issue
Many online users routinely abuse free trial campaigns by creating multiple accounts and registering one-time signups multiple times. Or, competitors sign up under false identity to prevent even the best-managed companies from deriving full benefits from their trial campaign investments. This online deception results in financial loss due to poor online verification of a user's identity.
It is common knowledge that if this issue is left unresolved, - % of the intended reach is taken away by non-genuine customers and competitors, making campaigns less effective and even quite risky. This not only impacts the expected yield from each campaign, but also strains resources, adversely affecting the level of service to genuine customers. This e-business issue has been widely recognized, and website owners are looking for solutions to minimize the problem.
The PhoneConfirm Solution
PhoneConfirm.com provides an affordable solution that helps website owners derive full value from their trial campaign investments for all types of online e-businesses. Using PhoneConfirm's proven Automated Phone Confirmation Service, predators and competitors are discouraged from signing up for free trials of a product or service, greatly improving the quality of the marketing leads.
PhoneConfirm's solution is based on two important facts. First, any phone number is easily traceable. Next, while multiple email addresses can be quickly and freely obtained just in a few minutes (using various email services), it is much more complicated to obtain a new telephone number. For most people, it is not worth the trouble to confirm a phone number just for a free service usage. So, most potential fraudsters are immediately discouraged and drop the idea to commit the folly.<
How PhoneConfirm.com Works
The trial campaign subpages of a company's website links to their potential clients via the PhoneConfirm Service. From the information provided online by the customers, Phone Confirm verifies the user's phone number, generates a unique PIN number, and records it, drastically reducing the shipment of marketing material, free goods, or free trial services to junk users.
PhoneConfirm automatically dials the phone number at the same time that the end user is registering for a transaction. PhoneConfirm immediately calls the number to confirm that the phone number represents the person that is interacting with the website through PIN entry. Any discrepancy results in automatic blockage, and the transaction is reported to the website for further disposition. The result is a reduction in fraud, decreased unauthorized system accesses, and a significant cost savings compared to a traditional, manual telephone confirmation process.
The Benefits of Using PhoneConfirm.com
PhoneConfirm's fraud protection service adds an important layer to real-time identity confirmation, reducing fake users drastically. It enables secure account updates and protected changes (such as passwords), reduces labor and service costs for manual phone confirmation, and adds another confirmation record for the transaction.
PhoneConfirm.com is both easy to set up and use. They will even help customers set up service. PhoneConfirm's verification service helps websites derive the full benefits from their campaign investments. During on-line campaigns, websites can even use the PhoneConfirm logo on their forms to further discourage unfair use of free offerings.
PhoneConfirm Support Services
PhoneConfirm.com is a globally recognized brand name well known for its non-stop, innovative, and cost effective online phone verification services. PhoneConfirm is professionally managed and is fully committed to providing superior pre- and post-sale support services to its worldwide customer base through qualified and experienced marketing, engineering, and technical support teams. PhoneConfirm's policy is to provide its customers the highest possible quality through continued research and innovation in both products and support.
Worst Case Scenario: Will Your Home Buildings Insurance Cover You?
Nobody likes to consider the ramifications of a worst case scenario, least of all the financial consequence. However, did you know that if a major storm (of the likes we experienced in the UK in the late 1980s) struck the UK today, almost one-half of all homes in the UK would have inadequate home buildings insurance to cover the cost of repairs!
Valuation of your home buildings insurance – is it being done correctly?
Before you consider the value of your home, ask yourself a quick couple of questions:
- what is the principal reason why you have home buildings insurance?
- who assess the value of your home buildings insurance?
In most cases, the answer to the first question is you need to have home buildings insurance because it is a requirement under your mortgage agreement. The answer to your second question is also likely to be your home mortgage provider, because they feel they know the value of your home better than you do. So, what's the problem? Well, the problem is, each year your home mortgage is going down, but hopefully the value of your home is going up. As your insurance is principally to cover your outstanding mortgage, a disparity - between the value of your home and the outstanding mortgage amount - will rapidly arise. Therefore, it is vital that you keep control of valuing your home for home buildings insurance purposes and always ensure that the insurance relates to the actual value of your home, not the outstanding mortgage amount
Improvements to your home – are they being included?
Likely as not, over time you are going to do some building work to your home. Maybe you'll add an extension. Put in a greenhouse. Add a conservatory. Etc. The question is – are all of these add-ons being included in the additional value they bring to your home, or are you only continuing to insure the main part of the home that was part of the original policy?
Increased costs – have you factored these in?
Nearly every insurance policy comes with an excess amount. Essentially what this means is that you have to pay a threshold amount before you can claim against the insurance company. Fine, let's take an example: say you bought your home in 1980 and set the threshold amount at £500. Would you get more or less in materials and labour today if you were still maintaining an excess sum of £500? Answer, far less and you'd be claiming on your insurance far sooner, which in turn means your premiums are likely to be higher.
As you can see then, home buildings insurance is not as simple as guessing what you think the value of your home is. It takes certain precision and year-on-year upkeep if you want to make sure you'll be sufficiently insured should the unfortunate worst case scenario occur.
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Valuation of your home buildings insurance – is it being done correctly?
Before you consider the value of your home, ask yourself a quick couple of questions:
- what is the principal reason why you have home buildings insurance?
- who assess the value of your home buildings insurance?
In most cases, the answer to the first question is you need to have home buildings insurance because it is a requirement under your mortgage agreement. The answer to your second question is also likely to be your home mortgage provider, because they feel they know the value of your home better than you do. So, what's the problem? Well, the problem is, each year your home mortgage is going down, but hopefully the value of your home is going up. As your insurance is principally to cover your outstanding mortgage, a disparity - between the value of your home and the outstanding mortgage amount - will rapidly arise. Therefore, it is vital that you keep control of valuing your home for home buildings insurance purposes and always ensure that the insurance relates to the actual value of your home, not the outstanding mortgage amount
Improvements to your home – are they being included?
Likely as not, over time you are going to do some building work to your home. Maybe you'll add an extension. Put in a greenhouse. Add a conservatory. Etc. The question is – are all of these add-ons being included in the additional value they bring to your home, or are you only continuing to insure the main part of the home that was part of the original policy?
Increased costs – have you factored these in?
Nearly every insurance policy comes with an excess amount. Essentially what this means is that you have to pay a threshold amount before you can claim against the insurance company. Fine, let's take an example: say you bought your home in 1980 and set the threshold amount at £500. Would you get more or less in materials and labour today if you were still maintaining an excess sum of £500? Answer, far less and you'd be claiming on your insurance far sooner, which in turn means your premiums are likely to be higher.
As you can see then, home buildings insurance is not as simple as guessing what you think the value of your home is. It takes certain precision and year-on-year upkeep if you want to make sure you'll be sufficiently insured should the unfortunate worst case scenario occur.
in Finance
Plastic Is No Longer A Luxury
Luxury was the word that we once linked with credit cards. However, in today's world, they are on their way to becoming a necessity. In the past, credit cards used to be flaunted by the people who carried them. They indicated one's financial status. But the situation is very different now. With everyone owning multiple credit cards, credit card holders are no longer an exception. They are fast becoming the rule. Moreover, credit cards are no longer looked upon as temptresses that make us unable to resist buying more and more. These days, they go everywhere with us, allowing us to purchase necessary things with the greatest ease.
I still remember the time when I got my first credit card. I opened a student account in the credit union of my university and got a credit card without any questions asked. At that time, I did not know how lucky I was to get a card with such great ease. Since that was the first plastic that I possessed in my whole life, it was tough to be responsible. But I was a business major and knew all the pitfalls of bad financial management. So better sense prevailed and I maintained top notch credit history.
With credit cards now being available to all classes of people, credit card providers certainly are doing well. People today have a mind-boggling array of credit cards. What is great is that most of these credit cards have attractive options. The terms of repayment have become much simpler, and there are great bargains to be found. With competition on the rise among credit card providers, they are left with no choice but to provide hefty discounts in order to expand their clientele. Thus, there are deals like 0% interest credit cards and cards that offer various kinds of rewards including cash back and travel rewards.
The credit card seeker today has much to choose from. Not only are there scores of credit card providers, but each provider also offers credit cards of great variety. It really is a dream come true for the person who depends on credit cards for everything. Even shifting from one credit card provider to another is a great deal simplified. Many companies are now offering 0% balance transfers. Thus, even switching credit cards is no longer the exception, with each person seeking a better deal.
The large number of credit card providers and deals in the market also bodes well for those who are looking for great new deals. The providers are trying to come up with various perks to bring in the customers. They are now targeting teenagers and young adults who are still in school and college. The aim now is to catch them young and build brand loyalty. The negative of this catch them young policy is that younger holders might be struggling with debt before they even land a regular job. However, the advantage is that they will gain some experience of financial affairs even before they start earning. Credit cards are here to stay. Are we ready for them?
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